Saturday, November 21, 2015

Fake Check Recipient Q & A


**DISCLAIMER: I am NOT an expert on bank and check fraud policies and laws. I am NOT an attorney. I can NOT give legal advice. Do your own research.

Visit helpwithmybank.gov for more info. Also check the links posted throughout this article, and on the right side of my blog in U.S. Resources section.
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*Input welcome from anyone with expertise in this area, who can provide additional information which may assist or protect counterfeit check recipients.
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Q.  I received a suspicious check or money order ie; advanced payment for a job. What should I do?

A. DO NOT BLINDLY DEPOSIT or cash the check, or you will get SCREWED!
(common sense).
Do NOT wire money to the scammer who sent you the check!
(more common sense).
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Q. But what if the check is authentic? I need this money bad!

A. LINK: How to spot a fake check

If you're still not convinced the check is fake and you're being scammed, you can try to verify its authenticity, prior to cashing or depositing it.
You can call the issuing bank (not your bank) and ask for verification. But they might charge a verification fee. And many banks won't assist you. They'll probably say they don't release personal customer info to 3rd parties. And some banks will only verify the legitimacy of the account, and not whether the funds are available. Understand verifying an account number on a check is not enough to ensure that the check is legitimate.

DO NOT use the phone number printed on the check or envelope for verification, because you might be calling an impostor - fake bank teller who is part of the scam. Search online for credible bank customer service contact numbers, before making the call.

Sunday, November 1, 2015

Blank ATM Card Scam


This scam is so obvious and lame I didn't feel it worth mentioning.
That, and it primarily targets dishonest people, whom I have little sympathy for.

BUT, Nigerian asswipes have been comment spamming the crap out of my blog for months. I'm getting annoyed and it's time to shoot back.

How does the scam work?
Stupidly simple. You pay "hackers" between $100 to $5,000 for a blank "programmed" ATM card the crooks claim can hack ATMs to spit out cash and make you rich overnight.

But you never get the card !!
Duurrrhhh
And who will you call to complain? Cops? "Hello officer, I got ripped off for the $200 I paid for an illegal atm hacking card"? Or try calling the Nigerian scammers association complaint dept.? +234-529-SUCKAHHH

Just to see what tricks they might pull, I emailed and pretended to be interested. Within 60 seconds I got a reply.

Monday, September 21, 2015

Easy Rent Money Phishing Scam (530-636-2438)


Beware a Craigslist scammer using the aliases "Dennis Drake" and "Kelvin Drake".
This criminal clown offers free rent money to people who are desperate for housing or rent $.

In response to one of my craigslist 'seeking shelter' ads, I received the following idiotic email a few days ago:

"A short story about our team: As Mercy Corps "anonymous" worker, i Kelvin Drake deemed it fit to reach out to the people of the states who really need our helping hand, it is definitely impossible to do this alone so i decided to partner with some anonymous workers of USAA and American Insurance Group (AIG). The purpose of this anonymous team is to deliver humanitarian aid using new technologies. Take note, it is not on our company's consent we are doing this that is why we are leaving most of our identity "anonymous". We are doing this under the risk of  being charged to court for contract bridge by our various companies, so any help being done for you by any of our members should be kept as a secret between us. No contacting of companies or anything of such. Thank you for your compliance. For security purposes i can't reveal my real names to you. Are you okay with that?"

Message sent from: dennisdrake101@gmail.com


Monday, April 27, 2015

Craigslist Home Rental Scam: Part 3


I move around a lot, so I often have several ads running in the 'housing wanted' section of Craigslist. As a result, I'm frequently targeted by scammers who want me to wire money in exchange for a house key and rental related documents.

The latest scammer targeting me is a Mr. "Bill Warren".
billwarren1003@gmail.com